CHUBB
“ We innovate in terms of insurance products and value propositions . That includes claims and the technology to enable that experience ,,”
GABRIEL LAZARO SVP , HEAD OF DIGITAL ,
OVERSEAS GENERAL INSURANCE , CHUBB
“ Chubb was one of the early movers on embedded insurance , through airlines many years ago . Then we expanded partnering with ride-hailing companies , super apps , and fintechs . We are the leaders in some markets and territories , in terms of volumes and experience .”
“ We truly believe embedded insurance provides the means for each platform to be able to provide really meaningful insurance products to their customers in a seamless experience . With one click , we can increase protection for customers and create incremental sources of revenue for our partners . It ' s a win-win situation .”
It is this connectivity that will result in a smaller protection gap for end-user customers – especially those in emerging markets , which , says Lazaro , is the ultimate goal . “ I strongly believe that we have a-oncein-a-lifetime opportunity . There are more than four billion people connected to the internet right now , and the digital economy , through partnerships and ecosystems , will be worth trillions of dollars . chubb . com 13