EY Report – FinTech Magazine January 2025 | Page 7

CONSUMER
STANDARDISED APIS :
ALIGNMENT WITH
PROMOTION OF
EMPOWERMENT :
FIDA mandates the
DATA PROTECTION
OPEN FINANCE :
The regulation
use of standardised
LAWS :
By broadening data-
emphasises
Application
The regulation
sharing mandates ,
consumer consent ,
Programming
aligns with existing
FIDA aims to foster
granting individuals
Interfaces ( APIs ) for
data protection
innovation and
greater control over
secure and efficient
frameworks , such
competition within
their financial data
data exchange
as the General Data
the financial sector ,
and enabling them
between financial
Protection Regulation
paving the way for
to authorise third-
entities .
( GDPR ), ensuring high
new , data-driven
party access .
standards of privacy
financial services .
and security .