GFT Report November 2024 | Page 6

GFT
Dean notes : “ Consumers want mobile-first banking . The new wealthy don ’ t want to pick up and speak to a wealth manager . They want an app on their phone . This consumer trend is forcing more legacy players to think about their new technology strategy and push for change .”
The security challenge of forming new digital banks Indeed , while shifting core operations to the cloud represents an exciting prospect , it brings security concerns to the forefront . While many banks are adopting a gradual approach to cloud adoption by operating multi-cloud hybrid models , new digital banks are being formed fully on the cloud .
GFT has a partnership with Engine by Starling , the technology arm of digital bank Starling Bank , which provides a cloud-native and flexible SaaS banking platform to not only enable cloud transformation , but one where security is assured by design .
When creating next-gen digital banking platforms , one of the pivotal security challenges is securing the cloud infrastructure , built predominantly using Infrastructure as Code ( IaC ). It ’ s about ensuring it embodies coding best practices and is devoid of vulnerabilities and misconfigurations .
This security must also reach consumer portals – and be meticulously embedded into digital banking mobile apps that ensure compatibility and security across iOS and Android platforms .
This approach , inherent in the design of Engine , focuses on pre-empting security

“ We typically focus on hiring and training engineers with core domain expertise , not just technology expertise ”

DEAN CLARK CHIEF TECHNOLOGY OFFICER , GFT
vulnerabilities and establishing a robust defence against potential breaches , all whilst providing an engaging and reliable user experience .
Salt Bank : A secure digital banking success story GFT has already leveraged Engine by Starling in the creation of Salt Bank , a next-gen digital bank operating in Romania . Built and debuted in under 12 months , the founding of Salt Bank represents more digital banking opportunities for consumers in emerging markets while highlighting the reality that new digital offering can go to market at a rapid pace . For Salt Bank , security was a cornerstone in its creation , not an add-on . From inception , GFT and its partner Palo Alto Networks incorporated leading security features , such as zero trust architecture , threat modelling , cloud security posture
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