Asif Siddiqui reveals how NatWest Boxed is combining platform ownership, resilient architecture and AI to deliver flexible embedded finance at scale
NATWEST BOXED
Asif Siddiqui reveals how NatWest Boxed is combining platform ownership, resilient architecture and AI to deliver flexible embedded finance at scale
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savings account offered by a supermarket or a loan embedded in a motoring membership may look simple to customers; however, behind the scenes, these experiences depend on complex banking infrastructure that must be secure, resilient and adaptable.
This is the challenge facing embedded finance as it moves beyond simple payment options at checkout. Brands want to offer financial products within the customer journeys they already control, while banks must ensure the underlying technology and operational capabilities can support different businesses without compromising availability or regulatory protection.
Enter NatWest Boxed, part of NatWest Group. The business is tackling this challenge head-on with its proprietary embedded finance platform. NatWest Boxed provides the technology and operational capabilities that enable major UK brands to offer financial products to customers, including The AA, Saga and Sainsbury’ s.
NatWest Boxed has launched instant-access savings and unsecured lending products, while also developing point-of-sale lending, allowing customers to access finance during a purchase journey.
4 nwboxed. com