Sunrise Banks Report June 2023 | Page 4

SUNRISE BANKS
As a Community Development Financial Institution ( CDFI ), Sunrise Banks is driven by its mission to provide affordable lending to as many people as possible

For more than 60 years , Sunrise Banks has been lending for positive social good . Based in Saint Paul , Minnesota , it claims to be the “ world ’ s most socially responsible bank ”. It ’ s a tall claim – but judging from the contents of its latest social impact report , one that it proudly lives up to .

In 2022 , Sunrise ' s Twin Cities Road Crew toured Saint Paul and neighboring Minneapolis , helping nearly 150 teachers to deliver lessons in financial literacy and empowering 3,300 low-to-middle-income students with the confidence to save , spend and bank wisely .
Last year , Sunrise Banks provided US $ 1.245bn in loans including nearly $ 150m to consumers – as well as $ 1.1bn to businesses and the third sector , including $ 25m to affordable housing projects , $ 87m towards economic development , and $ 186m for the region ’ s small businesses . It is this local yet high-impact lending that is the driving force behind Sunrise ’ s mission as a responsible , community-driven lender .
What is Sunrise Banks ? “ Sunrise Banks is a social enterprise that just happens to be a bank ,” says Tyler Seydel , the company ’ s Chief Fintech Officer . He believes there is a “ double bottom-line ” component to everything the bank does . Of course there is the usual margin component , which allows it to remain profitable and sustainable . But more important is the mission component , which champions positive social impact through the products they offer .
4 www . sunrisebanks . com